Group Life and Disability Assurance

This cover, available to organizations, provides a death benefit in the event of an employee’s death 

whilst in the employment before attainment of retirement age, as a result of an accident or natural illness. In the unfortunate event of the death of the member during the term of the policy, the outstanding loan amount would be repaid by the insurance company thus relieving the member’s family.

Benefits


• Disability benefit equivalent to specified years’ salary/ earnings
• Disability benefit may be extended to include a critical illness rider of up to 25% of the life sum assured.
• Option to select benefit based on a multiple of the employee’s annual salary, or a lump sum figure (Capital sum insurance) which is a flat rate 

 

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