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This policy provides comprehensive passenger service vehicle insurance to compensate individuals, businesses and Matatu saccos/companies/transporters against accidental loss or damage to their motor vehicles and their accessories including legal liability to third parties.

Provide Comprehensive Cover to passenger service vehicles for ferrying passengers.


  • Accidental damage to the vehicle including malicious damage, riot and strike
  • Theft & Fire damage
  • Damage to property belonging to third parties (other persons)
  • Injury to third party persons such as pedestrians and passengers in other vehicles. Third party persons exclude any member of the client’s immediate family.


  • Transport companies involved in hiring out transport vehicles.
  • Individual matatu operators providing own transport of passengers for hire and reward.
  • Matatu Sacco’s providing passenger transport for hire and reward.


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