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Provides insurance protection against accidental loss or damage to personal private motor vehicles including the standard accessories and spare parts whilst thereon, as well as protection against legal liability to third parties.

(A) Third Party Only
This is the minimum cover that can be offered and coverage includes:

  • Death and/or bodily injury to any persons other than employees of client and members of his own family
  • Damage to Third Party property arising out of or caused by use of client’s motor vehicle

(B) Third Party, Fire and Theft

Includes A above. In addition there is coverage for damage to client’s motor vehicle arising out of or caused by fire, external explosion, self-ignition, lightning, burglary or theft.

(C) Comprehensive

Coverage includes A and B. Also covers loss or damage to motor vehicle caused by or arising out of accidental collision or, overturning, or collision or overturning consequent upon mechanical breakdown, wear or tear.

This policy is ideal for:

  • Individuals who own personal cars
  • Companies with fleets of cars for use in their business
  • Institutions/companies that provide private cars to their staff for using business and private purposes

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