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The All Risks policy provides cover against LOSS OR DAMAGE to specified items as a result of any cause not excluded under the policy and within the geographical area specified in the policy. The risks covered include theft, fire, riot and strike, accidental breakage, water damage etc.

This insurance is ideal for assets that are ordinarily moved out of the clients premises or are prone to accidental damage such as Laptops, cameras, photographic equipment, projectors, public address systems, music equipment, point of sale, Billboards, advertisement screens/Television sets etc.


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This policy is ideal for all businesses that have assets that are movable or prone to accidental damage.

In the event of an incident that may lead to a claim, the following documents will be required to process the claim:

  • A Duly completed Claim form.
  • Police abstract report (in case of theft or malicious damage).
  • Replacement invoice &/or purchase receipt/ proforma invoice.
  • Statement on the circumstances of the loss from the insured.
  • Witness(es) statement(s).

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