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The Burglary policy provides cover against loss or damage to property following forcible or violent entry or exit from client premises. It extends to include situations where the client customer/client is attacked by armed robbers when the business is open.

This insurance covers assets such as office contents and equipment, stock in trade, furniture, fixtures and fittings, machinery etc. Insurance companies would ideally not offer this policy as a standalone but is offered along with the Fire & perils insurance policy.

  • Complete a proposal form with Full Name of the client /proposer for insurance, physical and postal Addresses, Telephone Contact, PIN Number, Occupation (Business from which client derives his income)
  • List and values of items to be insured including details of maximum stocks held at any one time.
  • Details of security measures put in place to prevent and/or reduce theft cases such as CCTV, reinforced exit/ entry points, security guards, alarms etc.

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This policy is ideal for businesses such as Supermarkets, Hardware’s, all types of shops, Hotels, schools, wholesalers, merchandisers, churches, Hospitals and clinics.

In the event of a burglary incident, the following documents will be required to process the claim:

  • A Duly completed Claim form.
  • Police abstract report.
  • Repair invoice (in case of repairable damage)
  • Replacement invoice/ purchase receipt/ proforma invoice.
  • Statement on the circumstances of the loss from the insured.
  • Witness(es) statement(s).

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