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This policy Covers the contractor for loss or damage to contract works, materials and equipment from insured perils that may occur during the course of construction (of buildings, roads, bridges, dams, and other like infrastructure).

The perils covered include fire, lightning, flood, storm and tempest, acts of God, theft, malicious damage, impact damage. The policy is extended to include liabilities to third parties for bodily injury or damage to property.

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In order to place a Contractors All Risks insurance Policy, the client will need to provide the following details:-

  • Description of construction works and value of the contract (contract works)
  • Location of construction
  • Total Value of Machinery and equipment on site
  • Value of Materials on site at any one time
  • Third party liability cover limit

Already covered under product description


  • Construction companies in property/ real estate development.
  • Individual and private contractors/ developers.
  • Companies engaging in the construction and maintenance of bridges, roads, dams, sewerage and civil engineering and other infrastructural erection.
  • Companies and individuals engaged in construction of own premises or sites.


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