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This scheme is designed to alleviate the funeral expenses incurred by employers, associations or organizations in the event of death of their employees or members.

Who is covered?

The scheme covers the employee (main member) spouse and up to four (4) dependant children. The employee can, at his/her own expense, wish to cover his/her parents and the parents of his/her spouse under the scheme in order to access the competitive group rates.
What is the amount of benefit payable?

The employer, association or indeed the employee (in case of his/her parents or parents in-law), may choose the amount of cash to be paid that would be adequate to meet funeral expenses such as:

  • Coffin/Casket
  • Transportation of the deceased to the final resting place
  • Bereavement allowance/cash that may be used to buy food, firewood etc. at the funeral home

The following incidences are not covered under the policy;

  • The misuse of alcohol or drugs
  • Self-inflicted injury leading to death
  • Capital punishment (Death sentence)
  • Suicide or attempted suicide and self inflicted injuries while sane or insane

Accidents due to intoxicating liquor or drugs

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