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The policy covers sudden and unforeseen physical damage or loss due to any accidental electrical or mechanical breakdowns to the insured machinery whilst at work or not in use and during any cleanup, inspection, overhauling or subsequent re-erection and removal to another site within the premises.

All plant and machinery are vulnerable to breakdown or damage irrespective of their quality or reliability. In addition to this, a small disaster e.g. fracture of a flywheel may result in a loss affecting several machines, with high replacement/repair costs.


Already covered under product description


This policy is ideal for industries, printing press, Bakeries; Vehicle assembly plants/motor dealers, owners of buildings that have lifts/elevators, Hospitals, cold storage operators, Generator e.t.c

In the event of an incident that may lead to a computer and electronic Equipment claim, the following documents will be required to process the claim:

  • A Duly completed Claim form.
  • Police abstract report (in case of malicious damage).
  • Replacement/ repair invoice &/or purchase receipt/ proforma invoice.
  • Statement on the circumstances of the loss from the insured.
  • Witness(es) statement(s).
  • An engineer’s report.

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