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This policy covers all risks of loss or damage to money by robbery or theft whilst:

  • In transit from the client’s premises to the bank and vice versa
  • In the client’s premises during business hours
  • In the locked cashbox in locked drawers
  • In theclient’s premises in locked safes/strong rooms outside business hours
  • In the hands of Directors/senior employees/authorized personnel of the company
  • Extends to cover damage to safes and /or strong rooms



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This policy is ideal for all businesses and institutions handling cash such as; Shops, Hardwares, Wholesale shops, Supermarkets, Hospitals and clinics, Boutiques, Salons, Petrol stations, Banks etc.

In the event of an incident that may lead to a claim, the following documents will be required to process the claim:

  • A Duly completed Claim form
  • Police abstract report
  • Insured’s statement on the circumstances of the loss
  • Replacement or repair invoice/ purchase receipts (For safe/ strong room damage claims only).
  • Evidence of cash transaction e.g. Banks statements, withdrawal slip, receipt books e.t.c

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