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Personal Accident insurance provides Compensation for death, permanent disability, temporary loss of income due to disability from an accident, medical expenses and funeral expenses arising from an injury as a result of an accident. The term accident refers to any event resulting in bodily injury and/or death such as traffic accident, slipping on a slippery floor, assault by thugs, falling from a height, attack by a domestic animal like a dog, choking, snake bites, attack by a wild animal, attack by bees etc.

  • Full Name of the client /proposer for insurance, Gender, Postal Address, Telephone Contact, PIN Number, Occupation (From which insured derives his income/livelihood) & copy of national ID
  • Full Names, gender and ages of other persons to be included in the policy
  • Desired limits of cover for each member insured

Individuals, families and groups such as self-employed persons (professionals, traders and business people), commercial vehicle drivers and loaders, organised investment and social groups, taxi drivers, matatu drivers and conductors, teachers, civil servants, farmers etc.

In the event of an incident that may lead to a Personal accident claim, the following documents will be required to process the claim:

  • Claim notification to the insurance agency/company
  • Duly completed personal accident claim form and medical certificate duly executed by the treating doctor.
  • Original Medical Bills and discharge summary.
  • A medical certificate duly executed by the treating doctor (In case of disability claims)
  • In case the accident is fatal: Death Certificate, copy of National Identity Card and Police Abstract Report.
  • A post-mortem report will be required in case of murder or sudden unexplained death

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