KCB Group Plc was registered as a non-operating holding company to oversee all KCB regional units including KCB Bank Kenya, Tanzania, South Sudan, Uganda, Rwanda, Burundi and Ethiopia. It also owns KCB Insurance Agency, KCB Capital, KCB Foundation and all associate companies.


KCB Bank received an international credit rating from Moody’s and S&P rating agencies. B1 and B+ respectively and at par with the Kenya sovereign rating

Launch of KCB M-PESA, a mobile based account , offered exclusively to M-PESA customers. 5M accounts were opened during the year transacting over KES 259B.

Launch of Representative office in Ethiopia


KCB completed its Eastern African Regional presence with the opening of the KCB Bank Burundi and doubled its share price in the bourse surpassing the USD 1 Billion capital ratio and an impressive growth of 11% in its books


KCB in its 115th year anniversary posted a record KES 15.1 Billion trading profit making it the most profitable bank in Eastern Africa.


The Bank ventured into Rwanda opening 14 branches to date. KCB witnessed a major milestone with the implementation of new core banking system, T24. The system enabled the bank to offer services on a one-branch banking network (every branch is your home branch) across all 5 countries.


KCB extended its operations to Uganda in order to provide the 3 East African countries with the ability to bank across borders especially for trading partners


The Bank spread its wings further to South Sudan becoming the 1st regional entrant that now has 20 branches across all 10 states.


In pursuit of its vision, the bank re-branded to KCB Bank Ltd with a broad reaching internal and external program including sponsorship of the various Eastern Africa rally series.


The bank resolved to spread its operations to various viable markets in the region starting with Tanzania that now has 11 branches.


The Government sold 20%of its shares at NSE through an IPO that saw 120,000 new shareholders acquire the bank.


In order to provide scale access to home ownership, the bank acquired Savings and Loan (K) Ltd, the largest specializing mortgage finance company.


The Government of Kenya acquired majority shareholding and changed the name to Kenya Commercial Bank


Grindlays Bank merged with the National Bank of India to form the National and Grindlays Bank which upon independence was to spearhead the economic empowerment of local citizens.


The bank extended its operation to Nairobi, which had become the headquarters of the expanding railway line to Uganda


KCB, Eastern Africa’s oldest and largest commercial bank started its operations in Zanzibar as a branch of National Bank of India.